With our hands-off and hassle-free PreMixed options, we’ve done the diversification for you.
High Growth
Invests in a wide range of assets with a high focus on growth assets.
Designed to have strong long-term growth with possible short-term fluctuations.
-
Current asset allocation*
AS AT SEPTEMBER 30 2024Foreign currency exposure 26.5% GROWTH/DEFENSIVE ALLOCATION Growth assets 86.7% Defensive assets 13.3% -
Performance snapshot to 30 September 2024^
5 YEARS AVERAGE RETURN PER ANNUM8.08%1 YEAR RETURN13.88% -
Investment objectives
To beat CPI by more than 4.5% pa over the medium to longer term.
To beat the median growth fund# over the medium to longer term.
Minimum investment timeframe
At least 12 years. -
Risk level for time invested
SHORT TERM LESS THAN 5 YEARS
MEDIUM TERM 5 TO 20 YEARS
LONG TERM MORE THAN 20 YEARS
ESTIMATED NUMBER OF NEGATIVE ANNUAL RETURNS OVER ANY 20-YEAR PERIOD
About 5 in every 20 years
Balanced
Invests in a wide range of assets with a focus on growth assets.
Designed to have medium- to long-term growth with possible short-term fluctuations.
-
Current asset allocation*
AS AT SEPTEMBER 30 2024Foreign currency exposure 19.5% GROWTH/DEFENSIVE ALLOCATION Growth assets 73.8% Defensive assets 26.2% -
Performance snapshot to 30 September 2024^
5 YEARS AVERAGE RETURN PER ANNUM6.85%1 YEAR RETURN11.91% -
Investment objectives
To beat CPI by more than 4% pa over the medium to longer term.
To beat the median balanced fund# over the medium to longer term.
Minimum investment timeframe
At least 10 years. -
Risk level for time invested
SHORT TERM LESS THAN 5 YEARS
MEDIUM TERM 5 TO 20 YEARS
LONG TERM MORE THAN 20 YEARS
ESTIMATED NUMBER OF NEGATIVE ANNUAL RETURNS OVER ANY 20-YEAR PERIOD
About 5 in every 20 years
Socially Aware
Invests in a wide range of assets with a focus on growth assets. Certain assets are excluded based on environmental, social and governance screens.
Find out more about what's excluded.
Designed to have medium to long-term growth with possible short-term fluctuations.
-
Current asset allocation*
AS AT SEPTEMBER 30 2024Foreign currency exposure 19.7% GROWTH/DEFENSIVE ALLOCATION Growth assets 74% Defensive assets 26% -
Performance snapshot to 30 September 2024^
5 YEARS AVERAGE RETURN PER ANNUM5.94%1 YEAR RETURN12.81% -
Investment objectives
To beat CPI by more than 3.5% pa over the medium to longer term.
To beat the median balanced fund# over the medium to longer term.
Minimum investment timeframe
At least 10 years. -
Risk level for time invested
SHORT TERM LESS THAN 5 YEARS
MEDIUM TERM 5 TO 20 YEARS
LONG TERM MORE THAN 20 YEARS
ESTIMATED NUMBER OF NEGATIVE ANNUAL RETURNS OVER ANY 20-YEAR PERIOD
About 5 in every 20 years
Indexed Diversified
Invests in a range of assets using indexing strategies with a focus on growth assets.
Designed to have medium to long-term growth with possible short-term fluctuations.
-
Current asset allocation*
AS AT SEPTEMBER 30 2024Foreign currency exposure 29% GROWTH/DEFENSIVE ALLOCATION Growth assets 70.3% Defensive assets 29.7% -
Performance snapshot to 30 September 2024^
5 YEARS AVERAGE RETURN PER ANNUM7.33%1 YEAR RETURN16.46% -
Investment objectives
To achieve a return of CPI + 3% pa over the medium to longer term.
Minimum investment timeframe
At least 10 years. -
Risk level for time invested
SHORT TERM LESS THAN 5 YEARS
MEDIUM TERM 5 TO 20 YEARS
LONG TERM MORE THAN 20 YEARS
ESTIMATED NUMBER OF NEGATIVE ANNUAL RETURNS OVER ANY 20-YEAR PERIOD
About 5 in every 20 years
Conservative Balanced
Invests in a wide range of assets with a balanced mix of growth and defensive assets.
Designed to have medium-term growth with a balance between capital stability and capital growth. May also have some short-term fluctuations.
-
Current asset allocation*
AS AT SEPTEMBER 30 2024Foreign currency exposure 14.6% GROWTH/DEFENSIVE ALLOCATION Growth assets 58.5% Defensive assets 41.5% -
Performance snapshot to 30 September 2024^
5 YEARS AVERAGE RETURN PER ANNUM4.94%1 YEAR RETURN9.62% -
Investment objectives
To beat CPI by more than 2.5% pa over the medium term.
To beat the median conservative balanced fund# over the medium term.
Minimum investment timeframe:
At least 7 years. -
Risk level for time invested
SHORT TERM LESS THAN 5 YEARS
MEDIUM TERM 5 TO 20 YEARS
LONG TERM MORE THAN 20 YEARS
ESTIMATED NUMBER OF NEGATIVE ANNUAL RETURNS OVER ANY 20-YEAR PERIOD
About 4 in every 20 years
Stable
Invests in a wide range of assets with a focus on defensive assets.
Designed to have medium-term growth with a higher focus on stability than growth.
-
Current asset allocation*
AS AT SEPTEMBER 30 2024Foreign currency exposure 8.8% GROWTH/DEFENSIVE ALLOCATION Growth assets 39.1% Defensive assets 60.9% -
Performance snapshot to 30 September 2024^
5 YEARS AVERAGE RETURN PER ANNUM3.23%1 YEAR RETURN7.36% -
Investment objectives
To beat CPI by more than 1.5% pa over the medium term.
To beat the median capital stable fund# over the medium term.
Minimum investment timeframe
At least 5 years. -
Risk level for time invested
SHORT TERM LESS THAN 5 YEARS
MEDIUM TERM 5 TO 20 YEARS
LONG TERM MORE THAN 20 YEARS
ESTIMATED NUMBER OF NEGATIVE ANNUAL RETURNS OVER ANY 20-YEAR PERIOD
About 3 in every 20 years
* The table shows current asset allocations for Super options. Option asset allocations for Super and Choice Income accounts may have slight differences at any given time. This is a result of different amounts of member transaction activity each day. The Fund attempts to minimise these asset allocation differences.
Current asset allocation data will be published approximately 45 days after the end of each quarter. This is to protect members’ interests by not revealing our investment strategy with a frequency and timeliness that could be detrimental to members’ returns.
Growth asset allocation includes 100% of Australian shares, International shares, Private equity and Other assets. Property, Infrastructure and Credit are classified as 50% growth and 50% defensive. Defensive asset allocation includes 100% of Fixed interest and Cash.
^ The investment returns shown are for the super (accumulation) product for periods to 30 September 2024. AustralianSuper investment returns are based on crediting rates, which are returns less investment fees and costs, transaction costs, the percentage-based administration fee deducted from returns from 1 April 2020 to 2 September 2022 and taxes. Investment returns aren’t guaranteed. Past performance isn’t a reliable indicator of future returns. You can find the investment performance for other periods and for the Choice Income product here.
# As determined by the relevant SuperRatings Fund Crediting Rate Survey: High Growth - SR50 Growth (77–90) Index; Balanced – SR50 Balanced (60-76) Index; Socially Aware - SR50 Balanced (60–76) Index; Conservative Balanced - SR25 Conservative Balanced (41–59) Index; and Stable - SR50 Capital Stable (20–40) Index.
PreMixed asset allocation by weight - September 2024 - pdf, 742KB
Ready to make your choice?
The easiest way to make your investment choice is by logging into your account, or downloading our mobile app from the Apple Store or Google Play. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and the Google Play logo are trademarks of Google Inc.
If you can’t make your choice online, call us on 1300 300 273, 8am-8pm AEST/AEDT weekdays.
If you don’t make a choice at all when you join, we invest your money in our Balanced option, which is our default option.