How do I start paying super?
While meeting your super responsibilities is important, we realise it's a small part of your day. Here are the steps to pay super.
Step 1: Choose a default super fund
This is the super fund your employees will use if they don’t have a stapled fund or nominate their own. See why you should make AustralianSuper yours today.
Step 2: Know your super responsibilities
See what you’re legally responsible for, including who to pay, when. Find the information you need today.
Step 3: Give your employees choice
Did you know your employee can nominate their own super fund or use your default super fund?
When a new employee starts, give them a Superannuation standard choice form within 28 days of their start date.
Things to know:
- If your employee completes their Superannuation standard choice form, you have 2 months to start paying into that fund2.
- If they don’t choose a fund, check whether they have an existing (also known as stapled) fund with the Australian Tax Office (ATO)3.
- If they have a stapled fund, you’ll need to pay their super into it. Otherwise, you can pay their super into your default super fund.
Step 4: Ask for a letter of compliance
Ask your employee to send a letter of compliance from their super fund. This states that they are a complying fund and can accept super contributions.
The letter of compliance should include the super fund’s Australian Business Number (ABN) and unique superannuation identifier (USI).
Download a copy of AustralianSuper's Letter of compliance (PDF, 161 KB), if you need it.
Step 5: Use an online payment system
Bring your existing clearing house or gain free access to QuickSuper1 when you register with AustralianSuper.
Step 6: Check for extra obligations
Find out if you need to pay super on overtime and paid bonuses, such as end-of-year or performance bonuses.
Your next steps
To make paying super easier, follow these 3 essential steps.
More for employers
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Important information to consider
- QuickSuper is a registered trademark and a product owned and operated by Westpac Banking Corporation ABN 33 007 457 141. Westpac’s terms and conditions applicable to the QuickSuper service are available after your eligibility for the clearing house service is assessed by AustralianSuper. A Product Disclosure Statement (PDS) is available from Westpac upon request. AustralianSuper doesn’t accept liability for any loss or damage caused by use of the QuickSuper service and doesn’t receive any commissions from Westpac if employers use this service. You can choose to make your contributions using a different service, but it needs to meet the government’s minimum data standards, visit ato.gov.au
- Australian Taxation Office, Offer employees a choice of super fund, ATO website, accessed 18 July 2024.
- Australian Taxation Office, Stapled super funds for employers, ATO website, accessed 18 July 2024.