Taking control of early retirement

Step 3: Sort out your super

You might be wondering how you can start using your superannuation. After all, taking super as a lump sum and putting it into the bank isn’t the only option for your savings.

Your first step is to check your super balance. Then use our simple super projection calculator to help work out how long your super could last.

Log in and check your balance
Use the Super Projection Calculator

Understand your super options

Consider an account based pension

An account based pension turns your super into an income stream while your balance stays invested so it could continue to grow during retirement. All while giving you the control and flexibility to withdraw more money at any time.

Find out more

Supplement super with the Government Age Pension

58% of Australians over the age of 65 receive either part or full Government Age Pension (GAP) payments1. Find out if and when you may be eligible for payments that can supplement your super.

Learn more

Could you make a transition to retirement?

If you’re cutting down your working hours until you fully retire, you could consider a Transition to Retirement (TTR) Income account. It could help you to receive payments from super to top up your take-home pay2.

Learn how

Tips and tools for your super

Government Age Pension eligibility

Read about the 4 key factors that determine your eligibility for the Age Pension including your age, residential status, assets and income. 

Read now

Register for a retirement webinar

We have a wide range of webinars available to help you prepare for retirement and make the most of your super savings.  

See webinars

Consolidating your super

Having multiple super accounts could mean you're paying multiple fees that chip away at your savings. See the benefits of consolidating accounts3.

Learn more
Back
Go to next step

1.  Australian Institute of Health and Welfare, September 2023.
2. Transition to Retirement (TTR) can be complex and isn’t suited to everyone. It’s a good idea to get financial advice before deciding if a TTR Income account is right for you.
3. Before making a decision to combine your super, consider any fees or charges that may apply, and the effect a transfer may have on benefits in your other fund such as insurance cover. We recommend you consider seeking financial advice. 

Back to top