Unexpected early retirement

4 simple steps to help you take control

On average, most Australians retire earlier than planned. So if you're facing early retirement, you're not alone1.

Early retirement can happen for a range of reasons, including illness, needing to care for someone else, retrenchment or not being able to find work.

When you're facing unexpected early retirement, it might feel like there's a lot to think about. But the key thing to remember is that if life has changed in ways you weren’t planning for, you have options.

There are simple steps you can take now to improve your situation and set yourself up for a happy and comfortable retirement.

Step 1: Get your financial situation in order, including budgeting and managing debt.

Step 2: Understand additional support options that may be available to you.

Step 3: Consider options with your super.

Step 4: Know where to access help and advice when you're considering retirement.

AustralianSuper is here to help you navigate the unexpected and guide you through the steps.


1 Retirement and Retirement Intentions, Australia, Australian Bureau of Statistics, August 2023. 

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