Taking small steps towards a better future
There are many reasons you might take time out of the workforce. Perhaps you're taking a career break or studying. You might be a new parent or caring for family. Or maybe it's due to job loss or illness.
Whatever your situation, there are simple ways to keep your super on track. One of these is making sure your super savings are with a low admin fee1, top long-term performing fund2.
Simple actions you can take while you're not working
We’ve been taking care of your super for you
While you're taking time out of the paid workforce, you can take some peace of mind from knowing your super is still working just as hard for your future. With over 3.4 million members7, we’re Australia’s largest3 and most trusted4 super fund. And because we don’t pay dividends or profits to shareholders, the money we make goes back into the fund for the benefit of members.
No matter your current situation, how your fund performs over the long-term could make a big difference to your retirement. At AustralianSuper, we focus on what that performance means for the net benefit of your super. That is, what your overall financial position could be after taking away admin and investment fees and costs – and it’s one of the best ways to see how funds stack up.
See how AustralianSuper compares
Net benefit refers to investment earnings to 30 June 2024 (less administration, investment fees and costs, transaction costs and taxes). Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.
The comparison shows what a member would have for 15 years to 30 June 2024, in addition to a $50,000 starting balance and employer contributions, assuming they started with a $50,000 annual salary8.
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Taking some time out? Watch this video for simple ways to help make the most of your super savings.
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Important information to consider @headerType>
- Source: Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403). Chant West Super Fund Fee Survey June 2024. Survey compares administration fees and costs for MySuper products for a $50,000 balance. Other investment fees and costs also apply. Fees may change in the future which may affect the outcome of this comparison.
- AustralianSuper Balanced investment option compared to the SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60–76) Index to 31 December 2024. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. Returns from equivalent investment options of the ARF and STA super funds are used for periods before 1 July 2006.
- APRA Quarterly superannuation fund level statistics March 2024. Released June 2024.
- Readers Digest Most Trusted Brands – Superannuation category winner for 12 years running 2013-2024 according to research conducted by independent research agency Catalyst Research. Awards and ratings are only one factor to be taken into account when choosing a super fund. Read the full methodology.
- Personal financial product advice is provided under the Australian Financial Services Licence held by a third party and not by AustralianSuper Pty Ltd. Fees may apply.
- Before making a decision to combine your super, consider any fees or charges that may apply, and the effect a transfer may have on benefits in your other fund such as insurance cover. We recommend you consider seeking financial advice.
- As at 30 June 2024.
- Comparisons modelled by SuperRatings, commissioned by AustralianSuper. The outcome shows the average difference in ‘net benefit’, a measure of past investment earnings after administration fees and costs, investment fees and costs, transaction costs and taxes have been taken out. The results compare the AustralianSuper Balanced investment option and comparable balanced options, and comparable balanced options, for historical periods to 30 June 2024. Insurance premiums and other fees and costs may also apply. Outcomes vary between individual funds. See Assumptions for more details. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.