Putting your best interests first@headerType>
Strong, long-term performance@headerTypeLevelDown>
When you compare super funds, look at long-term performance history, not just how the fund is performing today. AustralianSuper's Balanced option has consistently delivered strong long-term performance for members with an average annual return of 8.29% over 15 years to 31 December 20242.
Low admin fees@headerTypeLevelDown>
As Australia’s largest super fund3 and one of the top 20 largest pension funds globally6, we use our size and scale to help keep our admin fees low1. Super accounts are currently charged $1 per week plus 0.10% pa of your account balance (up to $350 pa). Our admin fees are 24% lower than average for AustralianSuper members1.
See how we compare
How your super fund performs over the long-term can make a big difference to your money for retirement. We focus on what that performance means for the net benefit of your super. See why choosing a top long-term performing fund2 could help you grow your money for the retirement you want. The table below shows how the net benefit of AustralianSuper’s Balanced option compares to others.
Net Benefit Outcomes | |||
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Over 5 years | Over 10 years | Over 15 years | |
AustralianSuper - Balanced | $23,172 | $79,302 | $175,445 |
All super funds (average) - Balanced | $21,670 | $66,207 | $151,981 |
Retail super funds (average) - Balanced | $20,155 | $58,564 | $131,555 |
* Net benefit refers to investment earnings to 31 December 2024 (less administration, investment fees and costs, transaction costs and taxes). Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.
The table shows what a member with a $50,000 starting balance would have over 5, 10 and 15 years to 31 December 2024, assuming they had a starting annual salary of $50,000 and were receiving Superannuation Guarantee contributions for the full time period8.
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Important information to consider @headerType>
- Source: Zenith CW Pty Ltd (Chant West) (ABN 20 639 121 403). Chant West Super Fund Fee December 2024. Survey compares administration fees and costs for MySuper products for a $50,000 balance. AustralianSuper’s MySuper product is the Balanced option. 24% equates to $31.60 over 1 year. Other fees and costs apply. Fees may change in the future which may affect the outcome of this comparison.
- AustralianSuper Balanced investment option compared to the SuperRatings Fund Crediting Rate Survey - SR50 Balanced (60–76) Index to 31 December 2024. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns. Returns from equivalent investment options of the ARF and STA super funds are used for periods before 1 July 2006.
- APRA Quarterly superannuation fund level statistics December 2024. Released March 2025.
- Readers Digest Most Trusted Brands – Superannuation category winner for 12 years running 2013-2024 according to research conducted by leading independent research agency Catalyst Research. Awards and ratings are only one factor to be taken into account when choosing a super fund. Read the full methodology.
- Personal financial product advice is provided under the Australian Financial Services Licence held by a third party and not by AustralianSuper Pty Ltd. Fees may apply.
- Thinking Ahead Institute, Global top 300 pension funds, September 2024.
- AustralianSuper has a total of 3.51 million members and $367.1 billion in member assets as at 31 December 2024.
- Comparisons modelled by SuperRatings, commissioned by AustralianSuper. The outcome shows the average difference in ‘net benefit’, a measure of past investment earnings after administration fees and costs, investment fees and costs, transaction costs and taxes have been taken out. The results compare the AustralianSuper Balanced investment option and comparable balanced options, for historical periods to 31 December 2024. Insurance premiums and other fees and costs may also apply. Outcomes vary between individual funds. See Assumptions for more details. Investment returns are not guaranteed. Past performance is not a reliable indicator of future returns.
- Before making a decision to combine your super, consider any fees or charges that may apply, and the effect a transfer may have on benefits in your other fund such as insurance cover. We recommend you consider seeking financial advice. If you wish to claim a tax deduction for personal super contributions, you must lodge a notice of intent to claim a tax deduction with your other fund before you combine your super.